LoanDigit | EMI FOR EVERY UPI 1.5.1

Buy Now PAY Later EMI, Shop Anywhere – 0% Interest, 0 Down Payment

Loan Digit – EMI FOR EVERY BUY

LoanDigit offers a convenient pay later EMI option through its innovative app. With the flexibility to borrow from Rs 1000 to Rs 1 Lac and repayment terms of up to 12 months, it provides a seamless borrowing experience. Additionally, users can benefit from a 0% Interest option for loans up to 60 days, with the added advantage of being able to repay and reuse the credit limit at any time.

Pay Later in EMI

If you've been waiting to purchase your favorite items due to financial constraints, LoanDigit allows you to buy now and pay later with an easy repayment plan of up to 12 months. Users can also take advantage of the 0% interest offer for up to 60 days, making purchases more accessible.

Instantly acquire your UPI credit limit hassle-free with LoanDigit.

Scan & Pay

Easily make payments at UPI-enabled stores by scanning the QR code using LoanDigit's credit limit. This feature allows for smooth transactions at various retail locations.

0% Interest

Customers can enjoy the benefit of 0% interest for up to 60 days with LoanDigit. The EMI date is set for the 5th of every month.

Terms

• Loan Amount: Rs 10,000
• Loan Period: Minimum of 3 months to a maximum of 12 months
• Processing Fee: 2.99% or Rs 499 (Excluding GST)
• Annual Percentage Rate (APR): Ranging from 18% to 28% per annum, varying by EMI tenures.

For Example,

• Loan Amount: Rs 10,000
• Tenure: 12 months
• EMI: Rs 1004.62
• Total Interest Payable: Rs 2554
• Total Cost of the Loan: Rs 2554 (Interest) + Rs 499 (Processing Fee)

If a customer avails a loan on March 6th, the first EMI date would be May 5th, allowing for a grace period without interest charges.

Unique Benefits of using LoanDigit

• Avail 0% Interest for up to 60 Days*
• No Down Payment*
• No Pre-Closure Charges

How do You Sign up with LoanDigit

1. Download the LoanDigit App
2. Complete your profile
3. Submit required documents
4. Activate your credit limit

Eligibility Criteria

• Salaried Individuals
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• Above the age of 23 Years<,/i>,
• Minimum take-home salary per month: Rs18000/-,
• Pan India,

Document Required

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• Pan Card<,/i>, <l,i>Aadhar Card,
  ,, <l,i>Salary A/c Bank Statement,, <l,i> <,/i>, <l,i>NBFC Partner<,/i>,,,, <l,i> <L,oanDigit is a platform that collaborates with RBI Approved NBFC - EMKAY CONSULTANTS LIMITED,,,, <l,i> <E,m>*Terms & Conditions Apply,<,/m>,,,,</m>,</m>,